| Purpose | Any domestic / emergency purpose |
| Eligible persons | Salaried / Businessmen / Professionals, etc. |
| Eligibility | - Minimum CIBIL score :640 (Preferred)
- No Repayment Defaults
- Minimum Take home salary : 25% of Gross Salary
- Savings Bank Account with the Bank
- Minimum remaining Service : 2 Years
- Age : 21 - 70 Years
- One Guarantor
- One Co-employee Guarantor
|
| Quantum | Max Rs. 10 Lakhs (or) 20 times of gross salary (Whichever is less, in multiples of thousands) |
| Rate of Interest | | CIBIL SCORE | INTEREST RATES (Subject to Change from Time to Time) |
|---|
| Above 720 | 11% p.a. | | 640 - 720 | 12% p.a. |
|
| Loan processing charges | 1% of loan amount |
| Repayment period | 60 months (EMI) |
