ObjectiveTo promote economic development activities and self-employment ventures for the benefit of persons with disability.
Eligible persons
  • Any disable person who fulfills the following criteria:
  • Any Indian Citizen with 40% or more disability.
  • Savings Account with Bank
  • Age between 18 and 60 years.
  • For mentally disabled applicants: Minimum age 14 years
  • Annual Income below Rs.1.00 lakh.
  • Relevant educational / technical / vocational qualification /experience and background.
Quantum
Minimum:₹10,000
Maximum:₹50 lakh
Documents
  • Application Form (as per format).
  • Disability Certificate (as per format).
  • Income Certificate.
  • Birth / Age Certificate.
  • Caste Certificate.
  • Affidavit stating that no loan has been availed from any other Government Agency for the same purpose.
Rate of Interest
Loan AmountINTEREST
₹10,000–₹50,0005% p.a.
₹50,001–₹5 lakh6% p.a.
₹5 lakh–₹15 lakh7% p.a.
₹15 lakh–₹30 lakh8% p.a.
₹30 lakh–₹50 lakh9% p.a.
RebateRebate of 1% on interest is given to women with disabilities.
RepaymentMaximum period 10 years. Moratorium: 3 years.