Loan to Pensioners
TNSC Pensioners Loan is designed for senior citizens, a pensioners loan aims to give financial support at the time of emergency.
Support when it matters
Repayment up to 24 EMI.
ROI as low as 12% p.a*.
Unlock up to ₹50k*.
Purpose
- To meet the urgent medical expenses of pensioners.
Eligibility
- Individuals below 70 years collecting / receiving their pension or family pension from Government and other public sector undertakings through the Bank, and maintaining an operative account with the Bank.
Quantum
- ₹50,000 or five months' pension / family pension, whichever is less.
Repayment Period
- 24 equated monthly instalments.
Conditions
- Pension / family pension must be credited to an operative account with TNSC Bank.
Educational Loan
TNSC Education Loan empowers your education dreams in India.
Fuel your education dreams in India.
Repayment up to 60 EMI.
ROI as low as 10% p.a*.
Unlock up to ₹5L*.
Purpose
- To fund tuition, hostel and other course-related expenses for education in India.
Eligibility
- Students securing admission to a recognised course in India, with a co-applicant.
Quantum
- Up to ₹5 lakh, based on the course and eligibility.
Repayment Period
- Repayable over up to 60 equated monthly instalments (EMIs).
Conditions
- Content to be updated from the existing TNSC Bank website.
Interest Rates
- Starting from 10% p.a., subject to change from time to time.
- See the full Interest Rates page →
Loan to Differently Abled Persons
TNSC Physically Challenged Loan empowers people with disabilities to achieve their personal and business goals.
Empower your Independence
Extra 1% off for women.
ROI as low as 5% p.a*.
Max up to ₹50L*.
Purpose
- To promote economic development activities and self-employment ventures for persons with disability.
Eligibility
- Indian citizens with 40% or more disability; Savings Account with the Bank; age 18–60 years (mentally disabled applicants: minimum 14 years); annual income below ₹1 lakh; relevant educational, technical or vocational qualification.
Quantum
- Minimum ₹10,000 and maximum ₹50 lakh.
Repayment Period
- Maximum 10 years, with a moratorium of 3 years.
Conditions
- Documents: application form, disability certificate, income certificate, birth/age certificate, caste certificate, and an affidavit that no loan has been availed from any other Government agency for the same purpose.
Rebate
- Rebate of 1% on interest is given to women with disabilities.
Interest Rates
- ₹10,000–₹50,000: 5% p.a. ₹50,001–₹5 lakh: 6% p.a. ₹5–15 lakh: 7% p.a. ₹15–30 lakh: 8% p.a. ₹30–50 lakh: 9% p.a.
- See the full Interest Rates page →
Vehicle Loan
Make your dream car yours today with TNSC Bank's low interest rates.
Unlock your dream car with low rates.
Repayment up to 12 EMI.
ROI as low as 12% p.a*.
Max up to ₹50k*.
Purpose
- To purchase a two-wheeler or four-wheeler for personal use.
Eligibility
- Individuals with adequate repayment capacity. The vehicle is hypothecated to the Bank.
Quantum
- Up to ₹50,000, based on eligibility.
Repayment Period
- Repayable over up to 12 equated monthly instalments (EMIs).
Conditions
- The vehicle is hypothecated to the Bank until the loan is closed. Standard KYC applies.
Interest Rates
- Starting from 11% p.a., subject to change from time to time.
- See the full Interest Rates page →
Woman Entrepreneur Development Scheme
SIDBI-approved purposes for educated unemployed women setting up small production, manufacturing or service units in Chennai.
For educated unemployed women
Up to ₹5 lakh
14% p.a.*
60 EMIs
Purpose
- SIDBI-approved purposes granted to educated (not below SSLC) unemployed women residing within Chennai Corporation limits who propose to set up small production, manufacturing or service units. They should have completed training from the District Industries Centre or another State Government department. Activities include beauty parlour / cosmetology, DTP, plastic injection moulding, fast food, bakery, fashion / design, interior decoration, electronic repairs, internet browsing centres, food processing, and any other purpose approved by SIDBI.
Eligibility
- Educated (not below SSLC) unemployed women residing within Chennai Corporation limits, with successful training in the proposed activity.
Quantum
- Not exceeding ₹5,00,000. Margin: 40%.
Repayment Period
- 60 equated monthly instalments.
Conditions
- Training from DIC or a State Government department / undertaking is required.
EMI calculator
Ready to apply?
Visit any of our 51 branches with your KYC documents, or call our helpline to get started.